Auto Loan Underwriter/Credit Analyst
A rapidly growing lending services group is hiring multiple FULLY REMOTE Auto Loan Underwriters/Leasing Specialists to support its expanding nationwide auto lending portfolio. This role is ideal for experienced underwriters who thrive in fast-paced, high-volume environments and are looking to join a collaborative, high-performance remote team. This is a contract-to-hire opportunity with flexibility, strong leadership, and long-term growth into senior or supervisory roles. Compensation & Perks:• Hourly pay: $25–$29/hour• 100% remote• Equipment provided (laptop, dual monitors)• Shift: Tuesday - Saturday, 12:00 PM – 9:00 PM MST - FULLY REMOTE• Strong promotion-from-within culture with advancement opportunities• Competitive benefits offered upon conversion (401k with 8% match, tuition reimbursement, PTO, holiday and cultural celebrations, and more)• Must reside in: Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, or HawaiiWhat You’ll Do:• Underwrite auto loans and leases for 100+ credit union clients nationwide• Communicate with dealers and credit union partners to negotiate loan terms• Render decisions based on guidelines, including DTI, LTV, PTI, credit reports, dealer risk, and other criteria• Apply decisions across multiple origination systems and document rationale• Follow up on approvals and assist with funding to maximize conversion• Monitor dealer productivity and support the improvement of look-to-book ratios• Partner with fraud and compliance teams during loan review and approvals• Participate in internal process improvement and software testing projects• Collaborate with a team of 40+ underwriters and supervisors across the country• Uphold underwriting SLAs and deliver timely, accurate decisions in a dynamic environmentWho We’re Looking For:• 5+ years of underwriting or credit analysis experience in indirect auto lending or other lending environments REQUIRED• Experience with indirect auto, direct auto, or even consumer lending experience.- REQUIRED• Familiarity with credit union clients or financial institutions (preferred)• Prior experience with systems like L360, MeridianLink, or Ideal (HIGHLY preferred)Job Type: Full-timePay: $25.00 - $29.00 per hourExpected hours: 40 per weekBenefits:• 401(k) 8% Match• Dental insurance• Health insurance• Life insurance• Paid time off• Parental leave• Vision insuranceEducation:• High school or equivalent (Required)Experience:• Indirect Auto Underwriting: 3 years (Preferred)• Direct Auto Underwriting: 3 years (Preferred)• Meridian Link software: 3 years (Preferred)• L360 software: 3 years (Preferred)• Auto Underwriting: 4 years (Required)Work Location:Remote Apply tot his job