Disclosure Analyst

"Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, FlashClose℠, MyAccount and the Language Access Program — has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at rate.com." Rate is seeking a hard-working, dedicated Disclosure Analyst to join our innovative and passionate team. Compensation - $38-$40k Plus Bonus Duties and Responsibilities: Review loan files for completeness and accuracy Ensure loans are disclosed to the borrower(s) within the required compliance windows Verify all redisclosures follow regulatory and company guidelines Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines Cooperate and work effectively with others to maintain an amicable, high performing workplace General office responsibilities that may include, typing, file maintenance, report distribution Complete tasks in a timely manner and work amicably with others Other duties and responsibilities as assigned Education or Formal Training: High school diploma or equivalent required Associate’s degree or equivalent preferred Experience: Experience working with documentation in a high-volume environment. Experience in a documentation review or quality assurance role in a regulated financial institution preferred. One year residential mortgage lending experience preferred Experience with Encompass Qualifications: Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID) Knowledge of mortgage management software and basic computer skills Ability to work a fast-paced environment that will require strong organizational skills Ability to review paperless documents with an eye for error Extremely detail-oriented and well-organized Ability to multi-task and work under pressure with high volume Must have good decision-making skills Strong oral and written communication skills, with a customer-service focus Excellent time-management skills with ability to multitask and meet deadlines Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements Ability to coach and persuade others in a consultative environment Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law. The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources). Applications are being accepted on an ongoing basis. Apply tot his job