Fairstone Bank is a leading provider of responsible lending solutions in Canada, seeking a Bilingual Credit Adjudicator to join their team. The role involves reviewing and adjudicating vehicle loan applications, assessing applicants' creditworthiness, and ensuring compliance with credit policy guidelines.
Responsibilities
- Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation
- Ensure loan applications are assessed accurately and timely in a fast-paced environment
- Closely follow credit policy rules to ensure risk parameters are consistently followed
- Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners
- Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required
- Provide prompt, efficient, detailed customer-oriented service to all stakeholders
Skills
- You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details
- You thrive in a fast-paced environment and have strong attention to detail
- You are tech-savvy and know your way through Microsoft Office Suite and Outlook
- You must be available to work all shifts mentioned in the job description
- Proficient English and French required to communicate with automobile dealers and customers across Canada; used daily in interactions. (50% English and 50% French)
- You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industry
- Previous experience working with loan origination software
- Post-secondary education in Finance or Business Administration
Benefits
- Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
- Wellness: Tailored well-being solutions available 24/7.
- Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
- Community Support: Paid Volunteer Day to give back to your community.
- Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan
- Development: Access to Fairstone Academy for comprehensive training and skill development.
- Discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.
Company Overview
Fairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers. It was founded in 1923, and is headquartered in Montréal, Quebec, CAN, with a workforce of 1001-5000 employees. Its website is https://www.fairstone.ca.
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