About the position
Responsibilities
• Product Leadership: Own the full lifecycle of credit products, from market analysis and ideation to launch, optimization, and growth. Champion product excellence and innovation at every stage for mass and affluent segments.
• Strategic Execution: Translate business objectives into actionable product strategies. Define and deliver a robust roadmap for credit products, ensuring alignment with customer needs and market trends across diverse client bases.
• Market Expansion: Develop tailored go-to-market strategies for each LAC market, collaborate with execution driving consistent growth and product differentiation across the region.
• Performance Management: Take full accountability for product P&L. Monitor KPIs, analyze performance data, and implement initiatives to maximize uptake, usage, and profitability.
• Stakeholder Engagement: Lead cross-functional teams—including Technology, Benefits, Marketing, Sales, Operations, and external partners—to deliver product initiatives on time and within scope.
• Innovation: Identify and implement digital and experiential innovations that set our credit products apart in the mass and affluent segments.
• Client Advocacy: Serve as the subject matter expert for credit products. Represent the portfolio at industry events, engage directly with clients, and leverage feedback for continuous improvement.
• Continuous Improvement: Stay ahead of market trends, competitor activity, and evolving customer needs to refine and enhance the credit product offering.
Requirements
• 10+ years of relevant work experience with a Bachelor’s Degree or at least 7 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work experience.
• 8+ years of product management experience (at least 5 years in payments and financial services).
• Bachelor’s degree required.
• Proven track record of full lifecycle product ownership, including ideation, launch, and optimization.
• Strong commercial acumen: experience managing P&L, setting business goals, and driving measurable outcomes.
• Analytical mindset: skilled at using data and market analysis to inform decisions.
• Cross-functional leadership: experience delivering results in matrix global organizations.
• Excellent communication skills: able to influence stakeholders and clearly articulate product vision, requirements, and results.
• Languages: fluent in English and Spanish.
Nice-to-haves
• 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
• Advanced degree preferred.
• Portuguese is a strong plus.
Benefits
• Medical
• Dental
• Vision
• 401 (k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program
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