Note: The job is a remote job and is open to candidates in USA. Guaranteed Rate Affinity is a joint venture providing mortgage origination services. They are seeking a dedicated Disclosure Analyst to review loan files, ensure compliance, and communicate with teams regarding disclosure requirements.
Responsibilities
- Review loan files for completeness and accuracy
- Ensure loans are disclosed to the borrower(s) within the required compliance windows
- Verify all redisclosures follow regulatory and company guidelines
- Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures
- Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers
- Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines
- Cooperate and work effectively with others to maintain an amicable, high performing workplace
- General office responsibilities that may include, typing, file maintenance, report distribution
- Complete tasks in a timely manner and work amicably with others
- Other duties and responsibilities as assigned
Skills
- High school diploma or equivalent required
- Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
- Knowledge of mortgage management software and basic computer skills
- Ability to work a fast-paced environment that will require strong organizational skills
- Ability to review paperless documents with an eye for error
- Extremely detail-oriented and well-organized
- Ability to multi-task and work under pressure with high volume
- Must have good decision-making skills
- Strong oral and written communication skills, with a customer-service focus
- Excellent time-management skills with ability to multitask and meet deadlines
- Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements
- Ability to coach and persuade others in a consultative environment
- Associate's degree or equivalent preferred
- Experience in a documentation review or quality assurance role in a regulated financial institution preferred
- One year residential mortgage lending experience preferred
- Experience with Encompass
Benefits
- Eligibility to participate in a company-sponsored 401(k)
- Vacation benefits
- Eligibility for medical, dental, vision, and prescription drug benefits
- Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
- Life insurance and death benefits
- Critical care insurance
- Personal accidental insurance
- Commuter benefits
- Pet insurance
- Certain time off and leave of absence benefits
- Well-being benefits (e.g., employee assistance program)
- Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)
Company Overview
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