Note: The job is a remote job and is open to candidates in USA. Till Financial is a banking platform focused on helping families manage their finances effectively. They are seeking a Senior Software Engineer, Full-Stack to own medium-to-large features from technical design through production, ensuring the accuracy and reliability of money movement and payments features within a compliant financial software environment.
Responsibilities
- Own medium-to-large features from technical design through production - across backend services, APIs, and consumer-facing web and mobile surfaces
- Lead technical design discussions and architecture reviews. Inform higher-level decisions about how our systems evolve as we scale with new institutional backing
- Ship money movement and payments features that have to be correct the first time - and stay correct under load, across multiple banking partners and rails
- Work within the constraints of real financial software: compliance, auditability, idempotency, and zero-tolerance for data loss
- Contribute to ledger design and transaction reconciliation as we scale to a larger combined user base
- Carry full production responsibility: on-call rotation, performance and cost work, and the testing rigor (unit, integration, contract) that financial software requires
- Translate ambiguous product requirements into clear technical scope and shippable plans. Push back when scope or timeline doesn’t add up
- Mentor other engineers in code review and design review. Raise the bar without being precious about it
Skills
- At least 5 years of production Go experience
- You've shipped and operated Go services - not just read the tour
- Experience with idiomatic Go patterns: interfaces, goroutines, context propagation, error handling
- Strong React + TypeScript on the web
- You've shipped a consumer mobile app to production (React Native or native). React Native is learnable on the job
- Experience owning medium-to-large features end-to-end, with working knowledge of the systems your code touches beyond your own service
- Experience building in hexagonal, onion, or comparable layered architectures
- A track record of partnering closely with product, design, and business stakeholders - especially turning fuzzy requirements into something you can actually build
- You've operated under the constraints of money movement before. Specific payments rails experience is not required
- ACH, card processing, banking integrations (Galileo, Marqeta, or similar), or ledger design
- AWS experience - we run on Lambda, RDS, SQS, CDK for IaC
- Familiarity with family fintech, kids' financial products, or consumer apps targeting underserved demographics
- Experience in a small, senior engineering org where the line between IC and tech lead is thin
Benefits
- Annual bonus based on experience
- Health, dental, and vision coverage
- HSA with company contribution
- Parental leave
- Flexible time off
- Remote-first - NYC preferred for occasional in-person collaboration
Company Overview