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Posted: Jan 22, 2026

Sr Data Scientist at Citizens

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About the position Responsibilities • Develop statistical/econometric credit risk models, including default prediction, recovery, and valuation models. • Collaborate with business line partners and risk managers to socialize models and support ongoing requests. • Work with the independent model validation team to get models approved after development work is complete. • Analyze portfolio trends in support of strategies and applications. • Support the implementation of the developed models. • Prepare ad-hoc risk quantification projects at the request of management. Requirements • At least 5 years of experience in commercial/consumer banking credit modeling and/or related experience in an academic setting. • Extensive understanding of relational databases and ability to effectively utilize statistical software such as SAS, Stata, and R. • Bachelor's Degree in Economics, Finance, Mathematics, or Statistics at a minimum. • PhD or Master's degree in Economics, Statistics, Finance, Physics, or Mathematics preferred. Apply tot his job