Sr. Claims Analyst I - Ideally sit 1-2 days in Cherry Hill, NJ
See yourself at Radian? We see you here too. At Radian, we see you. For the person you are and the potential you hold. Thats why weve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best and at Radian, well give you our best right back. Studies have shown that job seekers may hesitate to apply for jobs unless they meet every single qualification listed. We strive to see the potential in each applicant, so if youre excited about this role but your experience or education level doesnt align perfectly with every qualification in the job description, we encourage you to apply anyway.You may be just the right candidate for this or other roles. See Yourself as a Sr Claims Analyst ITheSenior Mortgage Insurance Claims Analyst I is responsible for managing and making decisions on mortgage insurance claims at Radian. This role requires an understanding of mortgage defaults, collections, the foreclosure process, state allowable timelines, bankruptcy rules, loan modifications, and Real Estate Owned (REO) analysis. The successful candidate will ensure that all claim submissions are valid, settled in a timely manner, and comply with Radian's policies and procedures.• Claims Management : Own the decision-making process for mortgage insurance claims, including Fannie Mae (FNMA) Factor claims, 1st lien primary, and supplemental claims. • Compliance and Validation : Ensure all claims are settled in compliance with Radians Master Policies, Special Risk Policies, Servicing Guidelines, and claims matrix of allowable expenses. • Analysis and Calculation : Perform complex calculations, including prorations; review and understand foreclosure timelines; and adjust submitted claims based on defined guidelines.• Pipeline Management : Manage a pipeline of open claims to ensure timely processing and adherence to policy guidelines, avoiding simple interest payments for late claim settlements. • Detailed Review : Conduct thorough reviews of claim files, including servicing notes, default servicing invoices, foreclosure chronologies, loan modification agreements, and payment histories. • Expense Analysis : Analyze and adjust claims for allowable expenses; prorate taxes and insurance; and review claimed expenses for compliance with applicable policies.• Systems Navigation : Efficiently multitask through various systems to gather specific claim information for processing. • Special Projects : Assist Claims Management with special projects as needed to effectively manage the business. • Perform other duties as assigned or apparent. QualificationsBasic Education and Prior Work-Related Experience :• Degree Requirement: Bachelor's Degree or Equivalent Experience• WorkExperience: 10 years of prior work related experienceAdditional Qualifications :• A minimum of 10 years of experience in mortgage insurance claims or a related field.• Proven track record of managing complex claims and ensuring compliance with company policies. • Strong proficiency in mortgage servicing software and claims processing systems. See Why You Should Join Us• CompetitiveCompensation :anticipated salary from $42,289 to $ 66,413 based on skills and experience. This position is eligible to participate in an annual incentive program. • Rest and Relaxation. This role is eligible for 20 days of paid time off annually, which is prorated in the year of hire based on hire date.In addition, based on your hire date, you will be eligible for 9 paid holidays + 2 floating holiday s. Parental leave is also offered as an opportunity for all new parents to embrace this exciting change in their lives. • Our Company Makes an Impact. Weve been recognized by multiple organizations like Bloombergs Gender-Equality Index, HousingWires Tech 100, andThe Forum of Executive Womens Champion of Board Diversity. Radian has also pledged to SHRMs CE O Action for Inclusion & Diversity commitment.• Comprehensive Health Benefits. Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance. • Prepare for your Future. 401(k) with a top of market company match ( did we mention the company match is immediately vested?! ) and an opportunity to participate in Radians Employee Stock Purchase Plan (ESPP). • Homebuyer Perks. Our Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits to encourage, enable, and support home ownership.• Additional Benefits. To learn more about our benefits offerings, visit our Benefits Page. #LI-ABThe application period for the job is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended depending on business needs and the availability of qualified candidates. Radian will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law.See More About RadianRadian is a fintech servicing the mortgage and real estate services industry. As a team, we pride ourselves on seeing the potential of every person, every idea and every day. Seeing each other at Radian goes far beyond our open, flexible culture. It means seeing our peoples potential and creating inspiring career paths that help them get there. Or seeing new pathways and innovating for the future of our industry. It means seeing each other for all that we are. And it means seeing our purpose as one that extends beyond the bottom line having an impact on communities across the country to help more people achieve the American Dream of homeownership.We hope youll see yourself at Radian. See more about us at Radian.com. Defining Roles for Radian's FutureUnderstanding the qualities and characteristics that define a Leader and an Employee is important to building our future-fit workforce. Radian's future is only as bright as its people. For that reason, our People Plan includes profiles to support the qualities and characteristics that each Leader as well as each Employee should embody upon hire or via development. EEO StatementRadian complies with all applicable federal, state, and local laws prohibiting discrimination in employment.All qualified applicants will receive consideration for employment without regard to gender, age, race, color, religious creed, marital status, gender identity, sexual orientation, national origin, ethnicity, ancestry, citizenship, genetic information, disability, protected veteran status or any other characteristic protected by applicable federal, state, or local law. An applicants criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position.The material duties include those listed in the Primary Duties and Responsibilities section above, as well as the ability to adhere to Company policies, exercise sound judgment, effectively manage stressful situations, work safely and respectfully with others, exhibit trustworthiness, and safeguard confidential information belonging to the Company and its customers. Pursuant to the California Fair Chance Act, Los Angeles County Fair Chance Ordinance for Employers, Fair Chance Initiative for Hiring Ordinance, and San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Equal Opportunity Employer DetailsTo learn more about Radians Code of Conduct and Ethics and workplace conduct, please click [ here ]. Radian participates in E-Verify [ Link ] (en espanol [ Link ]). Learn more about your rights under immigration laws [ Link ] (en espanol [ Link ]). View the "KnowYour Rights: Workplace Discrimination is Illegal" poster [ Link ]. View Employee Rights under FMLA [ Link ]. View Employee Rights under EPPA" [ Link ]. AccommodationWhether you require an accommodation for the job application or interview process, Radian is dedicated to a barrier-free employment process and encourages a diverse workforce.If you have questions about the accommodation process, please e-mail [email protected]. Please note that you may redact or remove age-related information that identifies your age, date of birth, or dates of attendance at or graduation from an educational institution on any additional application materials you submit as part of the application. Additional application materials include but are not limited to, resumes, bolthires, transcripts, or certifications. Apply tot his job