Underwriting Manager Executive Benefits job at Guardian Life Insurance in Bethlehem, PA, Pittsfield, MA
Underwriting Manager Executive BenefitsHybrid - In office 3 days per weekBethlehemPittsfieldFull timeR000108181We are seeking a self-assured, autonomous professional with outstanding consulting and negotiation skills to lead our underwriting team. In this role, you will blend detailed analysis with strategic understanding to make sound, case-by-case decisions that drive business objectives and deliver client-focused solutions. You will lead a group of underwriters and pre-sale coordinators. You will set underwriting guidelines and work with sales, product, actuarial, and operations to improve risk strategies.Your expertise in life and disability underwriting, risk assessment, and market trends will position you to shape innovative solutions and ensure compliance with regulatory standards. This is an opportunity to influence underwriting strategy, enhance processes, and champion growth initiatives in a dynamic, evolving market. You areA confident, independent professional with exceptional consulting and negotiation skills. You consistently demonstrate sound judgment and can clearly articulate your decisions on a case-by-case basis, balancing analytical rigor with strategic insight to support business objectives.You willDevelop and enforce underwriting guidelines, workflows and standard processesPartner with Sales and Distribution teams to support producer relationshipsCollaborate with product, actuarial and operations teams to deliver client focused solutionsMonitor KPIs and ensure underwriting decisions align with risk appetiteDrive improvements in execution and efficiency in risk assessment and renewal processServe as escalation point for challenging cases and exceptionsEnsure adherence to compliance and quality standardsYou haveProfessionalExperience:5-7 years of insurance risk management experience, experience in life and disability underwriting, experience in Guarantee Issue Case Level Underwriting for Individual Disability and Executive Benefit Life a plus.Minimum 3-4 years in a supervisory or management role. Bachelor’s Degree or equivalent work experience. TechnicalExperience:Strong knowledge of underwriting principles, risk assessment methodologies, rating and pricing strategies and insurance regulations. Skilled in approving/declining complex or high value cases. Familiarity with underwriting software, data analysis tools and performance metric tracking (KPIs like loss ratio, turn around time and close ratio)Leadership:Proven ability to lead, develop, and mentor underwriting teamsExperience in creating underwriting policies, training programs, and performance improvement initiativesStrong decision-making under pressure and problem-solving capabilitiesCommunication & Collaboration:Excellent interpersonal, communication and negotiation skillsExperience collaborating cross-functionally with sales, product, actuarial, claims, legal, compliance, and broker teams.Strategic & Analytical Thinking:Proficiency in analyzing market data, economic trends and emerging risks to shape underwriting strategiesCapability to set departmental KPI, monitor performance, and adjust underwriting guidelines to optimize profitability and compliance. Drive innovative initiatives to enhance, optimize and automate support growthRegulatory Compliance:Thorough understanding of legal and regulatory requirements in insurance underwritingEnsure underwriting policies practices align with internal policies and external regulatory standardsLocationBethlehem, PA or Pittsfield, MAHybrid - In office 3 days per weekSalary Range:$86,210.00 - $141,635.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position.The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our PromiseAt Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.Inspire Well-BeingAs part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Apply tot his job