[Remote] Due Diligence Credit Analyst

Note:The job is a remote job and is open to candidates in USA. QC Ally is seeking an experienced Credit Analyst to join our growing team. In this role, you’ll play a critical part in ensuring the accuracy, integrity, and compliance of residential mortgage loan reviews. Responsibilities• Review residential mortgage loan packages to ensure all required documentation is present• Evaluate origination credit decisions and reconcile any variances with current credit analysis• Confirm that loan reviews meet program guidelines; document any exceptions or deviations• Identify and document potential fraud risks within the credit package• Review appraisals and valuation products for accuracy and compliance with client standards• Investigate and document any data discrepancies, including source documents and circumstances• Record compensating factors and mitigating attributes relevant to underwriting decisions• Work assigned loan files according to project instructions from the Team Lead or Business Analyst• Meet established production and quality requirements• Maintain active communication through Outlook, Teams, and phone for updates and team requestsSkills• 3+ years of experience underwriting residential mortgage loans• Strong understanding of underwriting guidelines and credit risk principles• Knowledge of mortgage products including Jumbo Prime, Non-Prime, Conforming, Non-QM, and DSCR• Proficiency with mortgage loan review platforms and Microsoft Office• Ability to prioritize and manage a pipeline of loan files• Excellent attention to detail• Strong written and verbal communication skillsCompany Overview• QC Ally provides tech-enabled enterprise loan quality and audit services.It was founded in 2000, and is headquartered in Boston, Massachusetts, USA, with a workforce of 51-200 employees. Its website is Apply tot his job